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How much could I spend on buying my new home?
Find out how much you could spend on your next home with our clever budget calculator
How much could I spend on my new home?
I am a
(Choose one of the following)
Simply select an option below to get an instant online estimate of your budget.
How does the budget calculator work?
Quick and easy to use
Determine your budget within moments
View the new home developments that match your budget
Browse the top mortgage deals available to you
There’s a lot to think about during the initial stages of buying a home, but a good first step is to determine what your budget is.
With so many complicated mortgage calculators and affordability calculators out there, even this first step can feel overwhelming. That’s why we’ve created a really quick and easy-to-use budget calculator to give you an idea of how much you can afford to spend on your new home. With just a few simple questions to answer, you can obtain an approximate property budget within moments, and discover whether those homes you’ve been fawning over really are within your reach.
Why should I use your budget calculator?
- Your finances
- About you
- Your results
Tell us about your finances
Simply enter the amount you have available to put down as a deposit on your next home, as well as your current salary and your partner’s current salary (if applicable).
Your deposit may include:
1) A cash deposit
2) A Help To Buy deposit
3) Equity held in your current property
4) If you’re unsure how much your current home is worth, get a quick estimate first using our instant online property valuation tool.
Tell us about you
Enter your email address to receive a record of your result directly into your inbox. You’ll also see your estimated budget appear instantly on screen on the results page.
You can also let us know if you are happy to hear about the latest offers from housebuilders that match your budget and location.
We’d also love to send you property-related information you may be interested in, and you’ll have the chance to opt-in before getting your result.
Once you’ve entered your financial and personal details, the budget calculator will:
1) Work out how much you may be able to borrow via a mortgage based on your salaries, and then
2) add this to your available deposit to produce your overall home-buying budget.
3) Will display the housing developments in your chosen postcode area you can afford to buy
4) Show you the mortgages that you may be able to apply for
Take the next steps to buying your new home
Once you know how much you can afford to spend, you can book a telephone appointment with our mortgage partners, Seico, to discuss your borrowing options. Going to house viewings with your mortgage options already in place will help ensure you don’t miss out on your home of choice!
Do you already know the neighbourhoods in which you’re keen to live? Check out the latest sold house prices in your area to get an idea of the type of property your budget can buy you.
Do you already know the neighbourhoods in which you’re keen to live? Check out the latest sold house prices in your area to find out how much properties have sold for.
Are you getting itchy feet when it comes to your living circumstances?
Do you still live with your parents, are you renting, or have you outgrown your current home?
Do you while away endless hours browsing properties for sale online wondering if you could afford to buy your favourites?
Do you ask yourself questions such as “How much could I borrow to buy a new home?”, “What size mortgage could I get?” or “Could I afford to buy this house?”, but you’re unsure how to find the answers?